The Ravens were overwhelming favorites but outsmarted themselves and had costly turnovers in a 22-19 loss to the Colts at M&T Bank Stadium.
Baltimore had multiple chances to win the game before overtime and had legendary kicker Justin Tucker fall just short on a potential game-winning 61-yard field goal attempt at the end of regulation.
Colts kicker Matt Gay outplayed Tucker, setting an NFL record with four field goals of 50-plus yards, including the 53-yard game-winner.
Gardner Minshew was 27-44 passing, for 227 yards and one passing touchdown in relief of Anthony Richardson, who missed the game with a concussion.
The Ravens offense stalled in the overtime period, gaining just 11 yards on two conservative overtime possessions, and went for it on fourth-down in their territory with more than enough time on the clock.
Baltimore turned the ball over on downs after a non-pass interference call on rookie Zay Flowers on fourth-and-3 with 3:25 to go.
With the Ravens set to start preparation on the Browns, here are takeaways and observations of the loss.