The Los Angeles Chargers are considered 3.5-point underdogs to the Cincinnati Bengals in Week 13 of the 2021 season. The over/under is 49.5 points, per Tipico Sportsbook.
That means oddsmakers are taking bets on whether the two teams will combine to score more than or fewer than 49.5 points.
My score prediction for the game is a 27-21 win for the Bengals, with a combined total of 48 points. So if I were putting money behind my prediction, I’d bet the under.
As for game picks, analysts are favoring Cincinnati, with a couple taking the upset.
| Expert | Pick |
| Nate Davis (USA Today) | Bengals |
| Mike Jones (USA Today) | Bengals |
| Mike Clay (ESPN) | Bengals |
| Matt Bowen (ESPN) | Bengals |
| Pete Prisco (CBS Sports) | Bengals |
| Jared Dubin (CBS Sports) | Chargers |
| Gregg Rosenthal (NFL Media) | Chargers |
| Bleacher Report | Bengals |
Sunday’s game will begin at 10:00 a.m. PT and will be televised on CBS.