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The Charlotte 49ers (1-2) and the Florida Gators (2-1) meet Saturday night at Ben Hill Griffin Stadium in Gainesville, Fla. Kickoff is scheduled for 7 p.m. ET (ESPN+/SEC Network+). Below, we analyze FanDuel Sportsbook’s lines around the Charlotte vs. Florida odds, and make our expert college football picks and predictions.
Charlotte opened the season with a 24-3 win over South Carolina State of the FCS, but it is 0-2 straight up (SU) in its 2 games against FBS opponents Maryland and Georgia State. The Over has hit in the past 2 outings as Charlotte has allowed 39.5 points per game (PPG).
Florida stumbled out of the gate with a 24-11 setback at Utah on Aug. 31, and it was really more lopsided than that but was salvaged by a late TD and 2-point conversion. It bounced back by spanking McNeese 49-7 on Sept. 9 and Florida picked up a 29-16 win over Tennessee last weekend at The Swamp. It was also Florida’s first cover. The Under is 2-0-1 for the Gators.
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Charlotte at Florida odds
Provided by FanDuel Sportsbook; access USA TODAY Sports Scores and Sports Betting Odds hub for a full list. Lines last updated Friday at 7:24 a.m. ET.
- Moneyline (ML): Charlotte +2000 (bet $100 to win $2,000) | Florida -7000 (bet $7,000 to win $100)
- Against the spread (ATS): Charlotte +27.5 (+100) | Florida -27.5 (-122)
- Over/Under (O/U): 48.5 (O: -110 | U: -110)
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Charlotte at Florida picks and predictions
Prediction
Florida 45, Charlotte 13
Moneyline
Florida (-7000) will cost you 70 times your potential return, and while it is nearly a certainty that the Gators will push past Charlotte in rather easy fashion, that’s way too much risk for not enough reward. Even tossing Florida into a parlay with several other teams takes all of the value out of your ticket.
PASS.
Against the spread
FLORIDA -27.5 (-122) is a decent play laying the points. The only concern is a hangover after the emotional victory against Tennessee.
The Gators have covered just once in 3 games, and it missed the cover against McNeese in their only game as a favorite to date. Florida comes with a little risk, but Charlotte has allowed at least 38 points in each of its 2 games against FBS foes, and it will struggle hard to keep Florida from posting a rout.
Over/Under
OVER 48.5 (-110) is worth a look in this non-conference tilt, and it isn’t hard to envision the Gators taking care of the total all on their own.
The 49ers have allowed 79 points in the past 2 games against Maryland and Georgia State, cashing the Over in both outings. If Charlotte couldn’t stop those teams, imagine how poorly that beleaguered defense will perform in The Swamp.
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