Category: How-To’s

Many people live paycheck-to-paycheck. This is a fact, not a judgment. Sometimes there is a good reason for doing so. For example, you have kids, and your job pays you just enough to meet all of your needs but leaves very little for you to save. In cases such as these, there is nothing irresponsible about living paycheck-to-paycheck. However, the unfortunate fact is that doing so is a great cause of stress and should, whenever possible, be avoided—when you are thinking about personal finances, you want to save not only for your future but also in case of emergencies. The only way to do that is by being conscious and careful about your spending.