A primary reason Beal isn’t extending now is because with such a contract he could fashion a four-year deal worth $181 million. If he opts out and signs a totally new agreement, the Wizards can offer five years and $241 million. If he were to leave to go to another team this summer, his max deal would be four years and $179 million. In short: If Beal is prioritizing guaranteed money, he has a $60 million incentive to stay.