NIL factors are playing an even bigger role in players’ decisions to transfer or enter the NBA draft. Outside agencies’ individualized approach for their clients, high-profile schools have found a creative way to pay players under these new guidelines. There are countless “collectives” that have formed around major athletic programs, composed of boosters and local business types who have raised millions of dollars in capital to effectively serve as a school’s salary cap. That money is being disbursed among schools’ athletes as determined by a board.