2. A definitive answer at quarterback

In terms of responsibility for the offense’s struggles, Matt Nagy’s play calling was No. 1, but quarterback Mitchell Trubisky comes in at No. 2. While the Bears have certainly not made things easier for Trubisky — from play calling to offensive line struggles to no run game to a lack of weapons outside of Allen Robinson — he hasn’t shown that he has what it takes to be the quarterback of the future, on a consistent level.

Whatever the Bears need to do to push him this offseason — including signing a veteran that can compete with him and even drafting a quarterback — they need to do. Because while the Bears would be silly to give up on Trubisky after three years, they need to decide if he’s the guy or if it’s time to go in another direction.